Banking Law & Regulation – Oct. 5

TOPICS:
Overview of Banking Law and Regulation – Federal & State
What is a Bank; History of Banking Law; Role of Regulators; Statutes and regulations governing banking operations; Capital Requirements; Enforcement process; Compensation and Risk; Bank metrics

Banking Regulation and Compliance
Discussion of various regulations applicable to banks, including TRID, HMDA, 23A, Regulation E, Flood, BSA, OFAC, and others

Inside Discussion of the Current Regulatory Environment – (Panel)
Current “hot buttons” in examinations; How to prepare for an exam; Trends in banking practices; Impact of regulatory requirements on bank operations and lending

Loan Structure and Documentation
Impact on risk profile of bank; Credit worthiness, loan classification and reserves; debt service capabilities; Laws and regulations affecting how much credit can be extended: Legal lending limits, appraisal and loan to value requirements, Reg U, Reg O, transactions with affiliates, government assisted financing program limitations. Laws and regulations affecting how credit is extended: appraisal requirements, legally required policies dictating required loan terms, loan term implications from risk weighted capital allocations to loans.

Commercial Loan Workouts in the Current Environment

Litigating Banking Law Issues
Lender liability; regulatory traps; common documentation issues; E-Discovery and privacy issues peculiar to banks; shareholder litigation and strike suits

Ethical Considerations in Representing Banks
Internal investigations; Whistle blower matters; Conflict recognition in loan documentation, workouts, bankruptcy and litigation; Conflict waivers; attorney-client privilege limitations for documentation attorney

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FACULTY:
Karen B. Woods – Chair
MainSource Financial Group, Greensburg

Brett J. Ashton
Krieg DeVault LLP, Indianapolis

Chris Bower
MainSource Financial Group, Greensburg

Wendy D. Brewer
Jensen/Brewer, LLC, Indianapolis

Mark E. Bruin
The National Bank of Indianapolis, Indianapolis

James E. Carlberg
Bose McKinney & Evans LLP, Indianapolis

Donald K. Densborn
Densborn Blachly LLP, Indianapolis

Curt W. Hidde
Barnes & Thornburg LLP, Indianapolis

Mark J.R. Merkle
Krieg DeVault LLP, Carmel

Michael J. Messaglia
Krieg DeVault LLP, Indianapolis

John W. Tanselle
SmithAmundsen, Indianapolis

Larry C. Tomlin
SmithAmundsen, Indianapolis

Sandra A. Welsh
Federal Deposit Insurance Corporation, Indianapolis

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BANKING LAW & REGULATION
6 CLE / .5 E – Thursday, October 5; 9:00 A.M. – 4:30 P.M.

LIVE IN-PERSON SEMINAR
– ICLEF Conference Facility, Indianapolis

LIVE GROUP WEBCASTS
– Reiling Teder & Schrier, Lafayette
– Ice Miller, Indianapolis

LIVE INDIVIDUAL WEBCAST
– From your home or office computer

ICLEF • Indiana Continuing Legal Education Forum, Indianapolis, IN

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